[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.nooby.sk\/7-jednoduchych-sposobov-ako-usetrit-peniaze\/#Article","mainEntityOfPage":"https:\/\/www.nooby.sk\/7-jednoduchych-sposobov-ako-usetrit-peniaze\/","headline":"7 jednoduch\u00fdch sp\u00f4sobov, ako u\u0161etri\u0165 peniaze","name":"7 jednoduch\u00fdch sp\u00f4sobov, ako u\u0161etri\u0165 peniaze","description":"1.Zaznamen\u00e1vajte si svoje n\u00e1klady Prv\u00fdm krokom k\u00a0\u0161etreniu je zisti\u0165, ko\u013eko pe\u0148az\u00ed utrat\u00edte. Sledujte svoje n\u00e1klady a rozde\u013ete si ich do […]","datePublished":"2018-08-11","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.nooby.sk\/author\/#Person","name":"","url":"https:\/\/www.nooby.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1fa5b1cbc0125795815d9e30ef12b8bb9be5d358eed11aa2085a8d203d3da2ed?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1fa5b1cbc0125795815d9e30ef12b8bb9be5d358eed11aa2085a8d203d3da2ed?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"nooby.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.nooby.sk\/wp-content\/uploads\/img_a291961_w16636_t1539254933.jpg","url":"https:\/\/www.nooby.sk\/wp-content\/uploads\/img_a291961_w16636_t1539254933.jpg","height":0,"width":0},"url":"https:\/\/www.nooby.sk\/7-jednoduchych-sposobov-ako-usetrit-peniaze\/","wordCount":410,"articleBody":"1.Zaznamen\u00e1vajte si svoje n\u00e1kladyPrv\u00fdm krokom k\u00a0\u0161etreniu je zisti\u0165, ko\u013eko pe\u0148az\u00ed utrat\u00edte. Sledujte svoje n\u00e1klady a rozde\u013ete si ich do jednotliv\u00fdch kateg\u00f3ri\u00ed, napr\u00edklad na palivo, potraviny, hypot\u00e9ku, at\u010f. V\u00a0pr\u00edpade, \u017ee pri platen\u00ed pou\u017e\u00edvate kartu, preh\u013ead v\u00e1m pon\u00faka aj bankov\u00e1 aplik\u00e1cia, kde v\u00a0tzv. Spending reporte toto rozdelenie n\u00e1jdete.\u00a0\u00a02.Ur\u010dite si rozpo\u010detKe\u010f u\u017e m\u00e1te preh\u013ead o\u00a0svojich v\u00fddavkoch, m\u00f4\u017eete prejs\u0165 k\u00a0ur\u010deniu si rozpo\u010dtu. Va\u0161e v\u00fddavky by nemali prekro\u010di\u0165 v\u00e1\u0161 pr\u00edjem. Do \u00favahy berte nielen mesa\u010dn\u00e9 n\u00e1klady, ale aj n\u00e1klady, ktor\u00e9 sa objavuj\u00fa raz za rok, napr\u00edklad servis auta.\u00a03.Vytvorte si pl\u00e1n \u0161etreniaV r\u00e1mci rozpo\u010dtu si m\u00f4\u017eete vytvori\u0165 pl\u00e1n \u0161etrenia. Sna\u017ete sa odlo\u017ei\u0165 si bokom 10 \u2013 15% zo svojho pr\u00edjmu. Ak s\u00fa va\u0161e n\u00e1klady tak\u00e9 vysok\u00e9, \u017ee si to\u013eko nem\u00f4\u017eete u\u0161etri\u0165, je na \u010dase zisti\u0165, na ktor\u00fdch veciach by ste mohli m\u00ed\u0148a\u0165 menej.\u00a04.Vyberte si nie\u010do, na \u010do si budete \u0161etri\u0165Jeden z\u00a0najlep\u0161\u00edch sp\u00f4sobov, ako u\u0161etri\u0165 peniaze, je stanovi\u0165 si cie\u013e. Premyslite si, na \u010do by ste si chceli na\u0161etri\u0165 \u2013 mo\u017eno pl\u00e1nujete svadbu alebo dovolenku, alebo si \u0161etr\u00edte na d\u00f4chodok. Vypo\u010d\u00edtajte si, ko\u013eko pe\u0148az\u00ed budete potrebova\u0165 a\u00a0ako dlho v\u00e1m bude trva\u0165, k\u00fdm si na\u0161etr\u00edte.\u00a05.Ur\u010dite si priorityPriorizujte svoje ciele, aby ste vedeli, kedy za\u010da\u0165 so \u0161etren\u00edm. Napr\u00edklad ke\u010f viete, \u017ee si v\u00a0bl\u00edzkej bud\u00facnosti budete chcie\u0165 da\u0165 opravi\u0165 auto, u\u017e teraz by ste mali za\u010da\u0165 odklada\u0165.\u00a06.Vyberte si spr\u00e1vne n\u00e1strojeAk s\u00fa va\u0161e ciele kr\u00e1tkodob\u00e9, odkladajte si peniaze napr\u00edklad na sporiaci \u00fa\u010det. V\u00a0pr\u00edpade cie\u013eov dlhodob\u00fdch m\u00f4\u017eete vyu\u017ei\u0165 term\u00ednovan\u00fd vklad. V\u00a0ka\u017edom pr\u00edpade si zv\u00e1\u017ete v\u0161etky mo\u017enosti.\u00a07.Sledujte svoje \u00fasporyVyhodno\u0165te svoj rozpo\u010det a\u00a0skontrolujte svoj pokrok ka\u017ed\u00fd mesiac. Nielen\u017ee v\u00e1m to pom\u00f4\u017ee prid\u0155\u017ea\u0165 sa v\u00e1\u0161ho osobn\u00e9ho \u0161etriaceho pl\u00e1nu, ale m\u00f4\u017eete \u013eahko a r\u00fdchlo identifikova\u0165 a\u00a0rie\u0161i\u0165 probl\u00e9my. Tieto jednoduch\u00e9 sp\u00f4soby v\u00e1s m\u00f4\u017eu in\u0161pirova\u0165 k\u00a0denn\u00e9mu \u0161etreniu a\u00a0tak k r\u00fdchlej\u0161iemu dosiahnutiu cie\u013eov.                                                                                                                                                                                                                                                                                                                                                                                        3.8\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"7 jednoduch\u00fdch sp\u00f4sobov, ako u\u0161etri\u0165 peniaze","item":"https:\/\/www.nooby.sk\/7-jednoduchych-sposobov-ako-usetrit-peniaze\/#breadcrumbitem"}]}]