[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.nooby.sk\/sposobil-som-skodu-co-s-tym\/#Article","mainEntityOfPage":"https:\/\/www.nooby.sk\/sposobil-som-skodu-co-s-tym\/","headline":"Sp\u00f4sobil som \u0161kodu. \u010co s t\u00fdm?","name":"Sp\u00f4sobil som \u0161kodu. \u010co s t\u00fdm?","description":"Predstavte si situ\u00e1ciu : va\u0161e die\u0165a v\u00a0\u0161kole rozbije spolu\u017eiakovi pekne drah\u00e9 okuliare. Kto m\u00e1 zaplati\u0165 \u0161kodu? Vy. Ste z\u00e1konn\u00ed z\u00e1stupci. […]","datePublished":"2019-07-18","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.nooby.sk\/author\/#Person","name":"","url":"https:\/\/www.nooby.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1fa5b1cbc0125795815d9e30ef12b8bb9be5d358eed11aa2085a8d203d3da2ed?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1fa5b1cbc0125795815d9e30ef12b8bb9be5d358eed11aa2085a8d203d3da2ed?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"nooby.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.nooby.sk\/wp-content\/uploads\/img_a304689_w16567_t1565887826.jpg","url":"https:\/\/www.nooby.sk\/wp-content\/uploads\/img_a304689_w16567_t1565887826.jpg","height":0,"width":0},"url":"https:\/\/www.nooby.sk\/sposobil-som-skodu-co-s-tym\/","wordCount":429,"articleBody":"Predstavte si situ\u00e1ciu : va\u0161e die\u0165a v\u00a0\u0161kole rozbije spolu\u017eiakovi pekne drah\u00e9 okuliare. Kto m\u00e1 zaplati\u0165 \u0161kodu? Vy. Ste z\u00e1konn\u00ed z\u00e1stupci. Alebo v\u00e1\u0161 pes pohryzie po\u0161t\u00e1ra. Vy, ako jeho majite\u013e budete musie\u0165 nahradi\u0165 nielen derav\u00e9 nohavice, ale aj po\u0161t\u00e1rove lie\u010denie a n\u00e1hradu mzdy. Alebo napr\u00edklad, ke\u010f si nev\u0161imnete pri prech\u00e1dzan\u00ed cez cestu, \u017ee ide auto. \u0160of\u00e9r auta vyto\u010d\u00ed volant, aby v\u00e1s nezrazil. Naraz\u00ed do zaparkovan\u00e9ho auta ved\u013ea a\u00a0e\u0161te aj rozbije plot. On s\u00edce m\u00f4\u017ee ma\u0165 poistenie vozidla, aj sused poistenie plota. Ale pois\u0165ovne bud\u00fa \u017eiada\u0165 n\u00e1hradu \u0161kody od v\u00e1s. Lebo vy ste ju sp\u00f4sobili. V\u00a0obchode sa zamysl\u00edte, naraz\u00edte voz\u00edkom do reg\u00e1la s\u00a0drah\u00fdm alkoholom. Ten sa zr\u00fati a\u00a0v\u0161etko sa rozbije. Mus\u00edte \u0161kodu nahradi\u0165.Na tak\u00e9to situ\u00e1cie je presne ur\u010den\u00e9 poistenie zodpovednosti za \u0161kodu. Pon\u00faka sa v\u00e4\u010d\u0161inou spolu s\u00a0poisten\u00edm dom\u00e1cnosti. Treba myslie\u0165 na to, \u017ee sa m\u00f4\u017ee hoci\u010do sta\u0165. Poistenie kryje \u0161kody, ktor\u00e9 sp\u00f4sobia \u010dlenovia va\u0161ej dom\u00e1cnosti . Chr\u00e1ni v\u00e1s pred n\u00e1sledkami, ak sp\u00f4sob\u00edte \u0161kodu \u00a0in\u00e9mu v\u00a0s\u00favislosti s\u00a0veden\u00edm dom\u00e1cnosti, alebo inoou be\u017enou \u010dinnos\u0165ou.Z\u00e1rove\u0148 sa pois\u0165uje zodpovednos\u0165 za \u0161kodu v\u00a0s\u00favislosti s\u00a0vlastn\u00edctvom nehnute\u013enosti.\u00a0 Napr\u00edklad: v\u00edchrica v\u00e1m strhne strechu. Va\u0161a \u0161koda bude hraden\u00e1 z\u00a0poistenia nehnute\u013enosti. Ale \u0161koda, ktor\u00e1 bude sp\u00f4soben\u00e1 materi\u00e1lom zo strechy \u2013 napr\u00edklad po\u0161kodenie bl\u00edzko stojaceho auta, alebo susednej nehnute\u013enosti, alebo \u0161koda na zdrav\u00ed a\u00a0\u017eivote os\u00f4b, ktor\u00e9 by boli strechou zasiahnut\u00e9, je na v\u00e1s. Ak si ned\u00e1te poisti\u0165 t\u00fato zodpovednos\u0165, v\u0161etko budete musie\u0165 nahradi\u0165. Alebo\u00a0 v\u00e1m praskne radi\u00e1tor a\u00a0vytop\u00edte susedov pod vami. Taktie\u017e ak zo strechy spadne sneh, alebo \u013ead a\u00a0sp\u00f4sob\u00ed \u0161kodu na zdrav\u00ed, alebo majetku. Toto v\u0161etko v\u00e1m kryje toto poistenie.Z\u00e1rove\u0148 si m\u00f4\u017eete poisti\u0165 zodpovednos\u0165 za \u0161kodu sp\u00f4soben\u00fa zamestn\u00e1vate\u013eovi pri v\u00fdkone povolania.\u00a0 Ke\u010f napr\u00edklad ne\u00famyselne zni\u010d\u00edte nejak\u00fd pr\u00edstroj, po\u010d\u00edta\u010d, alebo zariadenie, t\u00fato \u0161kodu v\u00e1m nahrad\u00ed pois\u0165ov\u0148a.Je treba po\u010d\u00edta\u0165 s\u00a0ur\u010ditou spolu\u00fa\u010das\u0165ou, av\u0161ak v\u017edy je menej bolestn\u00e9 zaplati\u0165 men\u0161iu sumu, ako cel\u00fa \u0161kodu.Preto je d\u00f4le\u017eit\u00e9 pri pois\u0165ovan\u00ed v\u00e1\u0161ho b\u00fdvania myslie\u0165 aj na zodpovednos\u0165 za \u0161kodu.                                                                                                                                                                                                                                                                                                                                                                                        3.8\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Sp\u00f4sobil som \u0161kodu. \u010co s t\u00fdm?","item":"https:\/\/www.nooby.sk\/sposobil-som-skodu-co-s-tym\/#breadcrumbitem"}]}]